Tuesday, October 13, 2026
What is a Roth IRA and Should You Open One? When it comes to saving for retirement there are several account options to choose from. I wanted to take a moment to focus on one of these options which is a Roth IRA. A Roth IRA is a type...
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Tuesday, October 6, 2026
Which Investment is Right for You? Three Investment Traits to Consider The investment world has exploded. There are many options – mutual funds, stocks, bonds, ETFs, CDs, treasuries, real estate, annuities – maybe too many options....
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Tuesday, September 29, 2026
Is Social Security Really Running Out of Money? You’ve probably seen headlines warning that Social Security could be depleted by the year 2033. While that sounds alarming, it’s not entirely accurate. Social Security has historically...
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Tuesday, September 22, 2026
The Rising Cost of Long-Term Care: One of the biggest financial concerns people face as they get older is the potential cost of long-term care. The reality is that the price of care can vary significantly depending on the level of...
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Tuesday, September 15, 2026
Mind Over Money: 5 Ways to Outsmart Yourself and Invest SmarterThroughout this series, we’ve explored five biases that quietly shape how we handle money:1. Loss Aversion— Fear of losing often costs more than actual losses.2. Herd...
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Tuesday, September 1, 2026
Seeing What You Want to See: The Danger of Confirmation BiasOnce we believe something about the market, an investment, or even ourselves, we naturally look for information that proves us right. That’s confirmation bias.It makes us read...
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Tuesday, August 25, 2026
The Comfort Zone Costs You: Rethinking the Status QuoWe are creatures of habit, and in investing, that’s called status quo bias. It’s the tendency to stick with what’s familiar, even when better options exist.Maybe your portfolio looks...
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Tuesday, August 18, 2026
Post 3: “Recency Bias: When Yesterday’s Market Becomes Tomorrow’s Mistake”It’s natural to assume the future will look like the recent past. After a long market rally, we expect more growth; after a downturn, we brace for worse. This is...
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Tuesday, August 11, 2026
The Herd Trap: Why Following the Crowd Can Lead You AstrayWhen markets surge or tumble, it’s easy to follow what everyone else is doing. This is herd mentality: the instinct to conform, even when it conflicts with our own logic.This...
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Tuesday, August 4, 2026
Are We in a Tech Bubble? It is becoming increasingly difficult to go through an entire day without using some form of artificial intelligence. Even something as routine as a Google search now relies on AI to help deliver more relevant...
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Tuesday, July 28, 2026
Your Mind’s Hidden Hand: How Psychology Shapes Every Investment DecisionWe all like to think our financial choices are purely rational guided by analysis, data, and logic. But decades of research in behavioral finance shows otherwise....
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Tuesday, July 21, 2026
New Cars Cost Too Much! The math behind a new car purchase. People say one of the biggest purchases you will ever make is your house, but the biggest lifestyle cost over the course of your life could be car purchases. I frequently see...
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Tuesday, July 14, 2026
Watching too Much News is Bad for Your Financial Health We all watch too much news. Okay, maybe not all of us, but definitely most of us. It is pretty telling when I can tell how much a client reads news headlines based on the...
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Tuesday, July 7, 2026
2026 Second Quarter Overall Themes Markets Rebounded After a volatile start to the year, markets staged a strong recovery during the second quarter. Improving investor sentiment, easing energy prices, and continued corporate earnings...
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Tuesday, June 30, 2026
Nothing is Unprecedented I will get calls from clients from time to time worried about the future. They are worried about the state of the economy. They are worried about the political climate. They are worried about the status of the...
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Tuesday, June 23, 2026
Helping Your Child Avoid Student Loans For parents, one of the biggest concerns is how to help a child pursue higher education without being burdened by debt. With the rising cost of tuition, student loans often feel inevitable, but...
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Tuesday, June 16, 2026
True financial freedom isn’t about predicting the future; it’s about being ready for it. Markets shift, healthcare costs rise, and life keeps happening. The most confident retirees are those whose plans can flex with change.
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Tuesday, June 9, 2026
Keep Saving Even in Retirement: The Habit That Never Gets Old Most people see retirement as the finish line. But financially speaking, it’s more like halftime. You’ve built your nest egg; now the goal is to make it last.Even after you...
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Friday, June 5, 2026
May 2026 Overall Themes 1. U.S. Economy Remains Resilient The U.S. economy continued to show strength in May despite ongoing inflation concerns and geopolitical uncertainty. Consumer spending remained healthy, corporate earnings were...
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Tuesday, May 26, 2026
Don’t Let a Down Market Sink Your Ship: Spending Wisely When Times Get RoughThe market doesn’t care that you’re retired. When downturns hit, withdrawing large amounts from your investments can have long-term consequences, even if it...
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Tuesday, May 19, 2026
The Rainy Day Never Retires: Why Every Season Needs a Safety Net Retirement is often called “the golden years,” but even golden years can bring gray skies. Whether it’s a home repair, medical bill, or family emergency, life still...
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Tuesday, May 12, 2026
When it comes to who decides to work with investment advisors or wealth managers, there are three groups of investors: Group 1 enjoys the investing process and has the time and ability to manage their own investments. Group 2 may have...
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Tuesday, April 28, 2026
Estate planning is a critical step for those who want to protect their family, assets, and legacy. Too often, people put planning off because they assume it’s complicated, expensive, or only relevant later in life. The truth is,...
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Tuesday, April 21, 2026
When teaching kids about money, it is important to start with the fundamentals. Before budgeting apps, bank accounts, or allowances, children need to understand one simple truth: money has purpose.Money is a tool. It is not a reward...
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Tuesday, April 14, 2026
With the 2025 tax deadline approaching tomorrow, we wanted to highlight some common ways individuals end up paying more in taxes than necessary. We recommend reviewing your tax situation each year with your financial advisor and a...
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Tuesday, March 31, 2026
“You will be made rich in every way so that you can be generous on every occasion.” 2 Corinthians 9:11Generosity is not a financial decision; it is a faith decision. And like any good plan, it starts with intention.Here is how to begin...
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Tuesday, March 24, 2026
“Give, and it will be given to you… For with the measure you use, it will be measured to you.” Luke 6:38Generosity doesn’t just change what you have — it changes who you are.Dave Ramsey says, “When you live generously, you live fully.”...
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Tuesday, March 17, 2026
“And my God will meet all your needs according to the riches of his glory in Christ Jesus.” Philippians 4:19One of the biggest barriers to generosity is fear. “What if I give and then need it later?” Does my small gift really...
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Tuesday, March 10, 2026
“You will be enriched in every way so that you can be generous on every occasion.” 2 Corinthians 9:11Generosity is more powerful when it’s intentional.As Dave Ramsey reminds us, “You can be wise and generous at the same time.”...
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Tuesday, March 3, 2026
“Honor the Lord with your wealth, with the first fruits of all your crops.” Proverbs 3:9If you wait until there is “extra” to give, you will probably never start.Generosity begins with intentional planning. Dave Ramsey teaches, “A...
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Tuesday, February 24, 2026
“Each of you should give what you have decided in your heart to give… for God loves a cheerful giver.” 2 Corinthians 9:7Generosity starts in the heart long before it reaches the wallet.Dave Ramsey says, “Giving is the most fun you can...
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Tuesday, February 17, 2026
“For where your treasure is, there your heart will be also.” Matthew 6:21When you think about financial planning, you probably picture saving, investing, or getting out of debt. But what about giving?Generosity isn’t just an act of...
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Tuesday, February 10, 2026
Building unity through money in marriage. Four things to consider when sharing finances. Money can be one of the biggest sources of stress in marriage or one of the greatest opportunities for unity. How couples choose to handle their...
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Tuesday, February 3, 2026
January 2026 Overall Themes: Continued Resilience and Widening of the Market U.S. Stocks finished higher but not without some volatility. Benchmarks showed resilience after climbing early in January and falling in the second half of the...
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Tuesday, January 27, 2026
Each situation is different, but I will share what I use for personal budgeting:1) Joint checking account - All income and expenses go into and out of this account. Keep enough of a cushion balance to avoid overdrafting.2) Savings...
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Tuesday, January 20, 2026
Most retirees depend on withdrawals from their nest egg for at least a portion of their retirement income. However, not all expenses are the same every month. Gifts, vacations, car replacements, and home repairs can all demand larger...
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Tuesday, January 13, 2026
You can do three things with money – give, save, and spend. Most people are not good at doing all three. However, you should always do some of each category.Give – Give to others, to charity, to those in need.Save – Save for future...
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Tuesday, January 6, 2026
It is that time again. Time for us to dream about the better, healthier, and more responsible person we would like to be this coming year. Then, three months from now, we will look back on all the resolutions that we failed to adopt...
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